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Prescott, Prescott Valley, Chino Valley Homes for Sale
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PRESCOTT HOMES, PRESCOTT VALLEY HOMES & CHINO VALLEY HOMES AND LAND |
********************** To Enter the Complementary Guest Portal of the PRESCOTT MLS* (* this is a limited portion of the Prescott MLS - - It's a Data Feed from the MLS)
Click on SEARCH guest MLS* tab
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If you desire a specialized search (Fixers, Owner Will Carry, Lease Purchase, Short Sales, Foreclosures, Bank Owned homes, etc.), call or email me and I will send those to you. I will help with lenders, negotiate with Sellers, recommend home inspections and guide you through all the details of escrow for a successful close. There are some great lenders out there that I will recommend to you, but due to recent bad experiences, I will counsel buyers to avoid Wells Fargo for any type of Mortgage in this area. NOW is a great time to BUY!! There are so many good deals out there! The interest rates are great. This is a BUYER"S MARKET!!! If we are not at the bottom of the market we are sure close. HOW long will be at the bottom or near the bottom---it is any one's guess. But the prices WILL go back up. They ALWAYS do. HELP FOR HOME OWNERS WHAT IS A SHORT SALE? A short sale is nothing more than when a lender is willing to accept less than what is owed on outstanding debts against real property. A short sale is a way for a homeowner to avoid foreclosure and still be able to pay off the bank from acceptance or a settlement agreement. WHY WOULD SOMEONE DO A SHORT SALE? Distressed homeowners get peace of mind that someone is taking the ball and running with it to help them sell their house and avoid a completed foreclosure. This can have big benefits for the homeowner. A completed foreclosure compared to a short sale appearing as a “paid as agreed” on the homeowner’s credit can save them 2-3 years from reestablishing good credit. That’s a LONG time. Not to mention that it buys them more time to find a place to move because a short sale will be postpone the auction on the court house steps while the short sale is being reviewed for approval. DO I QUALIFY FOR A SHORT SALE?? The homeowner must have a legitimate hardship. A continuing hardship is a hardship that is preventing any more payments being made to the lender. It could be a loss of a job or of a spouse or many other reasons. WHAT DO I DO NOW? Call Mary Jane. I have lots of experience with short sales. I have both on-site and off-site professional short sale negotiators that I work with. Together we help the home owner gather the evidence they need to prove the they have a continuing financial hardship. The bank is going to request proof of this by asking for the homeowners' financial documents such as: paystubs, bank statements, tax returns, financial statement etc. We know what the banks want and we submit the package to them on your behalf. CAN I DO THIS MYSELF? Banks do not allow the homeowner to negotiate a short sale. They will require that the home be listed in the MLS for sale as proof that you are trying to sell your home. The reason is banks want the transaction to be an “arms length” -- meaning the homeowner cannot discount their own mortgage and then sell it to a relative so they can stay in the home. Also, they don’t want the homeowner to discount the property so they can stay in it at a DISCOUNTED price. (excerpts from C. Boatright/saleology) HOW MUCH DOES THIS SERVICE COST? I do not charge the home owner anything for a handling their short sale. I list your home for sale, work with the negotiators and your lender --and the lender pays me when the home sells. SELLING YOUR HOME IN A BUYERS’ MARKET YOUR GOAL/MY GOAL: To make the MOST money from the sale of the home in the SHORTEST amount of time. How do we do get that done? The first step is to understand that neither you nor I set market prices-- the Market sets the Market price! Why list your home at the Market price? (Or, in a slow or decreasing market --maybe a touch below market?) Because statistics show that the quicker the home sells --the more money the seller nets.. Think about that for a minute. The longer a home takes to sell, the less money the seller walks away with. How? With long days sitting on the market the home eventually experiences several price reductions one after the other until it often it ends up below Market price. Now, the home that has been ignored starts looking like a good buy. Then what happens? Buyers scratch their heads and wonder, “What’s wrong with it that it hasn’t sold yet?” Neighbors say—“That home has been on the market forever—there must be something wrong with it.” I’ve said it. Maybe you have said it too? Consider also, the longer a home stays on the market the more money the Seller loses in monthly mortgage payments that he/she will never get back! Sellers rarely remember this part of the cost! Let's say a Seller pays $1000 for a monthly mortgage payment. The Seller then lists his house at a bit above market price and it takes a year to sell. (NOT unusual!) In one year he has lost 12,000 dollars that he paid to his lender and he will never get out of the equity in the sale of the home. So, in addition to the multiple price reductions he lost an additional $12,000 to the lender because he initially priced the home too high. This is vital to remember in this type of market. So now you see that not only will an over priced home sell for less, it actually costs the Sellers the loss of money in the long run! In this market, it is much better to list your home for just a little under market value--you actually make more when it does sell. If you are ready to sell your home, I can help determine market value and advise you on pricing your home. I offer a choice of listing /marketing packages at various prices specifically designed to meet your needs. This is a tough market for sellers. Hiring a Realtor to guide you through to a successful close is very wise. Successful Sellers understand what the Market will bear. God bless! Moving is hard enough. Searching for homes can be confusing. You may be asking, "Is this home a good deal or is it over priced?" ... What town to live in, what neighborhood is best... what about new construction? What areas allow horses? Acreage? Golf Community? What about the schools--are private ones available? Are there home schooling groups there? How far away is the hospital, the airport, or the Grand Canyon? This is where a Realtor's help is priceless! And being familiar with the market I will help you get the best price for you whether you are buying or selling. I'll help you through all the decisions that need to be made. Are you ready to invest or sell? Contact me at the numbers below! | |
Mary Jane Perkins
Realtor®, e-PRO
Mailto:Homes@MJPerkins.com
Cell (928) 713 - 2391 KELLER WILLIAMS (Prescott, Prescott Valley, Chino Valley, Dewey/Humboldt) And remember...I am never too busy for a referral! *********************************************** Prescott homes for sale, Prescott Valley homes for sale, Chino Valley Homes for sale, Dewey Humboldt homes, Paulden homes for sale. Properties, foreclosures, REOs, short sales, owner will carry, bank owned, lease to own, rent to own, lease option purchase. Manufactured homes, site built homes, mobile homes.
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